When I first started working as a swimming pool construction expert, I thought I knew all there was to know about pool costs.
But over the years, I’ve come to realize that the real price tag of owning a pool often surprises homeowners.
If you’re dreaming of a sparkling pool in your backyard, you might be asking yourself, “How much will this really cost me?” Let’s dive in and uncover the true expenses of pool installation, maintenance, and more.
The Basic Cost of Different Pool Types
The first step to understanding pool costs is knowing the type of pool you want. Prices can vary greatly depending on the style, size, and material. Here’s a breakdown of the most common types:
Inground Pools 
Inground pools are the most popular choice among homeowners because of their beauty and versatility. But, they also tend to be the most expensive.
- Concrete Inground Pools: Typically range from 40 lacs to 80 lacs+. These are highly customizable and can be shaped to fit your backyard perfectly.
- Fiberglass Inground Pools: Range from 6-7 lacs to 50 lacs. They come pre-formed, which speeds up installation but limits design flexibility.
- Vinyl Liner Inground Pools: These are the most budget-friendly of the inground options, starting at around 8-10 lacs to 40 lacs.
If you want a pool that offers durability and a variety of design options, concrete is a great choice. However, if you’re looking for something quick and cost-effective, fiberglass might be the way to go.
Above-Ground Pools 
These pools are a fantastic option if you’re looking for a quick and more affordable solution.
- Cost Range: Typically between 5 lacs to 20 lacs depending on the size and quality.
- Pros: Quick installation, easy to remove, and perfect for smaller budgets.
- Cons: They lack the durability and aesthetic appeal of inground pools.
I remember helping a family install an above-ground pool a few summers ago. They wanted something for their kids to enjoy but weren’t ready to commit to an inground pool. They ended up loving it and said it was the best decision they made that summer!
Rooftop/Terrace Pools 
These Rooftop/ Terrace pools offer the ultimate luxury and make great use of urban spaces.
- Cost Range: Typically from 8-10 lacs to 50 lacs+. The higher price is due to the additional structural requirements and engineering involved.
- Unique Experience: We once installed a rooftop pool for a client living in a penthouse. It was a complicated project, but seeing the joy on their faces as they enjoyed their private, elevated oasis was worth every challenge!
Lap Pools 
Lap Pools Designed for fitness enthusiasts, lap pools are long and narrow.
- Cost Range: Expect to pay between 7-8 lacs to 40 lacs.
- Why Choose Them: Great for exercise, space-efficient, and can be built indoors or outdoors.
Factors That Affect Pool Cost
Material Choices 🧱
Choosing the right material is crucial. Here’s a quick comparison:
- Concrete: Durable and customizable but the most expensive.
- Fiberglass: Mid-range pricing, easy to maintain, but less flexible in design.
- Vinyl: Cheapest option but requires liner replacement every 7-10 years.
Pro Tip: Don’t just look at the upfront cost—think long-term! Concrete might be pricier initially but can last a lifetime with proper maintenance.
Size and Shape 
It might seem obvious, but the bigger and more complex the pool, the more it’ll cost. A standard rectangular pool is cheaper to install than a freeform or custom-shaped pool.
Example: A 12×24-foot pool will be significantly less expensive than a 20×40-foot pool, both in terms of installation and maintenance.
Location and Terrain 
If you have a flat backyard, congratulations—you’ll save on excavation costs! However, if your yard is sloped or rocky, be prepared to pay extra for excavation and leveling.
Personal Experience: One of my clients had a sloped yard, and we had to bring in heavy machinery to prepare the ground. It added about $5,000 to the total cost, which wasn’t in their initial budget.
Custom Features and Add-Ons 
Who doesn’t love a pool with all the bells and whistles? But remember, these extras add up:
- Water Features (Waterfalls, Fountains): 2 lacs – 8 lacs+
- Lighting Systems: 0.5 lacs – 2.5 lacs
- Heating Systems: 2.5 lacs – 6 lacs
- Accessories (Slides, Diving Boards): 15000 to 3 lacs+
Quick Tip: Start with the essentials and add features over time as your budget allows.
The Hidden Costs You Might Not Expect
Catching the Small Stuff
1. Landscaping 
A pool doesn’t just sit by itself—it needs a well-designed space around it. Landscaping can easily add 2 lacs to 15 lacs to your total cost.
Personal Opinion: Investing in quality landscaping can make all the difference. It turns a standard pool into a luxurious retreat.
2. Maintenance and Cleaning 
A clean pool is a happy pool, but it comes at a price. Expect to spend around 40000 to 1 lac annually on chemicals and cleaning equipment.
Pro Tip: Consider a robotic pool cleaner. It’s an upfront investment but saves time and effort in the long run.
3. Heating and Electricity 
If you want to enjoy your pool year-round, factor in heating costs. A heating system can add around 5000 to 20000 to your monthly utility bill.
4. Insurance and Permits 
Some homeowners are surprised to find out their insurance premiums increase with a pool. Additionally, you’ll need permits to build, which can range from $200 to $1,500.
Real-Life Case Studies: What Homeowners Actually Paid
Case Study 1: The Budget-Friendly Pool
A couple installed a basic above-ground pool with DIY landscaping.
- Total Cost: 6 to 8 lacs
- The Result: They were thrilled with the quick installation and low maintenance costs.
Case Study 2: The Family’s Dream Inground Pool
A family opted for a mid-sized fiberglass pool with a small waterfall and lighting.
- Total Cost: 8 lacs to 15 lacs
- The Result: They love their pool but admit it cost more than they initially expected due to extras.
Case Study 3: The Luxury Rooftop Pool
A client wanted an infinity-edge pool on their penthouse terrace.
- Total Cost: 10 to 20 lacs
- The Result: They say it was worth every penny, and it’s become the envy of their neighborhood!
Tips to Save Money on Your Pool Project 
- Choose Simpler Shapes: Stick to a rectangular design to save on labor and materials.
- DIY Landscaping: Add personal touches by handling the landscaping yourself.
- Install Basic Features First: Start with the essentials and upgrade over time.
Financing Options for Your Pool Project 
- Home Equity Loans: Great for homeowners with equity, but be aware of interest rates.
- Pool Financing Companies: Specialized financing for pool projects with flexible payment plans.
- Personal Loans: Ideal for smaller projects or add-ons.
Conclusion
Building a pool is an exciting project, but it’s essential to understand the true cost. From the initial investment to hidden expenses, being informed will help you avoid surprises and make the best decisions for your budget. As a pool expert, I’ve seen firsthand how a well-planned pool project can transform a home.
Ready to make a splash? Reach out for a consultation, and let’s start planning your dream pool today!
F.A.Q.
FAQs for "How Much Does a Pool Really Cost? The Answer May Shock You!"
The cost of an inground swimming pool in India typically ranges from ₹18,75,000 to ₹75,00,000 or more, depending on factors like the pool material (concrete, fiberglass, or vinyl), size, shape, and additional features such as lighting, heating, or water features.
Yes, above-ground pools are an excellent budget-friendly option, with costs ranging from ₹2,25,000 to ₹11,25,000. They offer quick installation and can be a great choice for families who want a pool without the long-term commitment of an inground pool.
The primary factors that influence the cost of a terrace or rooftop pool include structural reinforcement of the building, waterproofing, plumbing, and the pool’s size and material. Typically, rooftop pools cost between ₹45,00,000 to ₹1,12,50,000+ due to these complex requirements.
Pool maintenance and cleaning typically cost around ₹37,500 to ₹90,000 per year. This includes chemicals, cleaning equipment, and regular maintenance services to keep your pool clean and safe.
Yes, there are several hidden costs, such as landscaping around the pool (₹3,75,000 to ₹15,00,000), permits (₹15,000 to ₹1,12,500), increased insurance premiums (₹7,500 to ₹22,500 annually), and additional electricity costs for heating (₹7,500 to ₹22,500 per month).
The construction timeline for a pool varies by type. An inground pool usually takes 6 to 12 weeks, while an above-ground pool can be installed in a few days. The longer the project, the higher the labor costs, which could range from ₹3,75,000 to ₹7,50,000 depending on the pool’s complexity.
Yes, there are several financing options, such as home equity loans, personal loans, and pool financing companies. These options can help manage the overall expense, making it easier to cover costs ranging from ₹10,00,000 to ₹75,00,000+, depending on the type of pool you choose.